Section 1. Information Collection, Sharing and Disclosure.
It is On Wing Tat Co. Ltd policy to respect the privacy of its users/members. When you sign up as a registered member of owt.hk, owt.hk will require your name, email address, gender, date, place of birth and delivery address and so on ("Registration Data"). In addition to the Registration Data provided by you, owt.hk may also collect and store certain personally identifiable information about you in owt.hk secure database, when you visit owt.hk web site, when you use some of owt.hk services or products, or when you enter promotions or sweepstakes on owt.hk web site. owt.hk may use the information it obtains relating to you, for its internal business and marketing purposes, including but not limited to (i) fulfilling your requests for certain products and services; (ii) customizing the marketing materials and the content you see on owt.hk web pages; and (iii) contacting you about special and new products. owt.hk may disclose your information to third parties and share your information, including both the personally identifiable and the aggregated information, with owt.hk partners and/or alliances, when (i) owt.hk gets your consent to share the information; (ii) owt.hk needs to share your information to provide the product or service you have requested; (iii) owt.hk needs to send your information to companies who work on behalf of owt.hk to provide a product or service to you; (iv) required by subpoenas, court orders or legal process; or when (v) your actions on owt.hk web site violate owt.hk terms and conditions or any of owt.hk usage guidelines for specific products or services on any applicable web page.

Section 2. Advertisements.
owt.hk may, on behalf of its advertisers, display or send targeted advertisements to you based upon nonpublic personal information about you, provided however that in the process of doing so, owt.hk will not disclose any nonpublic personal information about you to the advertisers. Such advertisers include both financial service providers and non-financial service providers. If you feel interested in such advertisement and respond accordingly, any personal information you give to the advertisers may give the advertisers a clue about the characteristics used by them to select the audience for further advertisement. If you do not want to disclose any information about yourself to the advertisers, do not respond to such advertisements. owt.hk will not share your personally identifiable information with any third party when you click on these advertisements.

Section 3. Changes to this Privacy Policy.
owt.hk may amend its privacy policy at any time and from time to time. If owt.hk makes any substantial changes regarding how owt.hk uses your personal information, owt.hk will notify you by posting a prominent announcement on owt.hk web site.
Enquiries.